Stop Tracking. Start Architecting.
The first financial AI that decodes your Financial DNA, predicts your Safe-to-Spend number, and respects your privacy. No manual spreadsheets required.
Financial DNA Analysis
Balances long-term security with calculated present-moment enjoyment.
Beyond simple tracking.
Tools designed to understand your psychology, predict your future, and protect your data.
Don't just see numbers. See yourself. Our AI analyzes your psychology to reveal your spending archetype.
Can you afford dinner? Know instantly with real-time predictive burn rates.
Juan paid $50. Settle debt?
Debt tracking that fixes itself. Auto-reconciliation for shared lives.
Privacy Shield
We sanitize PII before AI processing. Your data never trains public models.
Why Monelyx?
Smart financial tracking shouldn't break the bank.
Fair & Transparent Pricing
Stop paying $100/year just to track your money. Monelyx gives you premium bank sync and AI for just $39.99/year. No hidden fees.
Your Financial Co-Pilot
Don't just track—understand. Our AI categorizes transactions automatically and answers questions like 'How much can I spend this weekend?'.
All Your Accounts, One Place
Securely connect 12,000+ financial institutions. Say goodbye to manual spreadsheets and data entry.
Your Data is Yours
We don't sell your data to advertisers. We run on a secure, private infrastructure designed for peace of mind.
Connect
Securely link your banks via Plaid.
Analyze
AI Auto-categorization & Transfer Detection.
Predict
Cash Flow Projections & Safe-to-Spend.
Choose the perfect plan for you
Start free forever. Upgrade when you need financial superpowers.